Mood of the Market
There is zero judgment involved here; I've had my own share of financial troubles in my lifetime. What I want for you is to take the time to fully learn from and recover from these issues, creating the strong financial habits in the process, which will stand you in good stead for sustainable homeownership and financial prosperity over the long term.
Don't worry about the market; prices don't look set to skyrocket anytime soon in most markets, and in the areas where they are, there's nothing you can do about it.
By the same token, if you hear or smell something that sounds too good to be true, in terms of a listing or mortgage, trust your nose. It knows.
Tara-Nicholle Nelson is author of "The Savvy Woman's Homebuying Handbook" and "Trillion Dollar Women: Use Your Power to Make Buying and Remodeling Decisions." Tara is also the Consumer Ambassador and Educator for real estate listings search site Trulia.com. Ask her a real estate question online or visit her website, www.rethinkrealestate.com.
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