REThink Real Estate
Rather than trying to figure out which end is up or to reconcile the apples-and-oranges advice you've received up to now, I urge you to get referrals -- from family members, friends and colleagues -- to a mortgage pro they can vouch for, with whom you can work to put a firm action plan in place.
Tara-Nicholle Nelson is author of "The Savvy Woman's Homebuying Handbook" and "Trillion Dollar Women: Use Your Power to Make Buying and Remodeling Decisions." Tara is also the Consumer Ambassador and Educator for real estate listings search site Trulia.com. Ask her a real estate question online or visit her website, www.rethinkrealestate.com.
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What's Your Home Worth?
Fewer homes for sale in most markets