Mood of the Market
MC Hammer (I know -- I just dated myself) once said, "It's all good." If you want to buy a home and are dreading these mortgage guidelines, rethink them.
These are proving grounds, a training course in good habits. I assure you that the habits you form in the process of qualifying for a loan in today's tight mortgage market will stand you in very good stead as a homeowner, for a long, long time to come.
Tara-Nicholle Nelson is author of "The Savvy Woman's Homebuying Handbook" and "Trillion Dollar Women: Use Your Power to Make Buying and Remodeling Decisions." Tara is also the Consumer Ambassador and Educator for real estate listings search site Trulia.com. Ask her a real estate question online or visit her website, www.rethinkrealestate.com.
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