An exploration of Credit Sesame

Site offers credit monitoring, credit cards, mortgages

By Inman News Feed
Add Comment Add Comment | Comments: 0 | Posted Mar. 26, 2012

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Borrowers considering an adjustable-rate mortgage (ARM) are told nothing about the ARM that bears on the risk of future rate increases.

In each box that shows the true cost and other features of a particular mortgage there is a "Learn More" button, which I expected to provide me with more details. Instead, it took me to a page that identified the lender providing the mortgage I had selected, with a form for me to fill out to make contact.

The writer is professor of finance emeritus at the Wharton School of the University of Pennsylvania. Comments and questions can be left at

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