A better mortgage fit: fixed or adjustable?

Integrated calculators help you decide

By Inman News Feed
Add Comment Add Comment | Comments: 0 | Posted Jan. 2, 2012

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Worst-Case Interest Rate/Month Reached

3.875% (1)

7.75% (61)

Worst-Case Payment/Month Reached

$1,270 (1)

$1,805 (61)

Costs consist of cash paid upfront, monthly payments, and the interest loss on both at the interest rate the borrower can earn. Tax savings at the borrower's tax rate, and the balance reduction over the period, are benefits that are subtracted from costs to measure costs net of benefits.

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